Month: August 2019

Banking Certification Exam

The current day is a day of brutal competition among the biggies in the software industry. Because flow with the newer and sharper technology is never ending, the content Technology companies who definitely are implementing the greater end software go on introducing the certifications and tests to gauge the potential employees which join them. For precisely the same purpose, Certmagic has introduced Banking Certification exams inside the technical circle; this exam is one very sought-after and difficult exam to break into. However, once this exam has been cleared, the candidate should expect some fireworks in her career. This particular exam is about the introduction of a Team Leader that can work cohesively having a team, and derive the absolute maximum possible output, so that the enterprise level expectations and promises are completely fulfilled. Designing, Configuring, Installing and Troubleshooting the application form server for the enterprise level could be the basic criteria just for this examination. The successful candidate will also have to tidy up the presales, post install supports. The potential candidate is predicted to get a detailed and expertise level knowledge in at least one on the following products from your Banking Certification software giant: Specialties on the Dynamic Infrastructure: Business Resilience, Information Structure, Virtualization and Consolidation. Further, as being a prerequisite just for this certification, our recommendation is that the IT professional appearing just for this test holds any one of the following certifications from the technical domain: Apart out of this, the self paced training kits are giving the strategy for both practice and practicing the Banking Certification exams and give the top solution. The expert professionals offer the information and guidelines when getting the Banking Certification study material in the perfect manner. It makes all the possible ways for as an efficient professional. The Banking Certification exams are giving the methods for overcoming areas inside the IT sectors. The Banking Certification offers the techniques for solving the complex problems as a result of latest developments.

Lloyds Banking Group sells Halifax for 1

Lloyds Banking Group has sold its Halifax estate agency business for just 1 to LSL Property Services. The group has said 1,050 employees will be transferred to LSL after the sale.

However, the move is likely to cause 460 jobs to be lost, 360 of which are said to be full time positions.

Lloyds has been in talks about the changes with its unions, and added compulsory redundancies among counter staff was a “last resort”.

The business has 218 offices, 93 of which are franchise operations, but has continued to make losses despite efforts made by Lloyds Banking Group following the takeover of HBOS a year ago.

All 121 Halifax banking counters located in estate agents are set to close their doors early next year, and later rebranded as one of LSL’s existing brands.

LSL is the parent company of estate agency brands Your Move, Reeds Rains and Intercounty.

Lloyds said the decision to sell Halifax came after carrying out a strategic review, “which concluded that an estate agency operation is no longer integral to its business model”.

David Nicholson, managing director of Halifax Community Bank, said: “Halifax Estate Agency is a well established business and, following a strategic review, we believe that it is better able to grow outside the Group with a strong existing player in the market such as LSL Property Services.”

Ged Nichols, general secretary of union Accord, said: “We will be having early meetings with LSL to discuss their plans for the business and employees’ terms and conditions so that we can provide maximum support for Accord members who will be transferring to LSL’s employment.

Lloyds said all customers with mortgages or other services affected by the counter closures would receive a letter containing details of the changes and be given information regarding alternative locally placed banking facilities. Most of these locations either have a Lloyds TSB or Halifax branch within one mile.

“We have also made our view clear to Lloyds that the staff who currently work in the 121 branches with banking counters should have the opportunity to transfer to nearby bank branches. We believe that there is no need for compulsory redundancies.”

The sale has made LSL the second-largest estate agency operation in Britain. The firm was created after its counterpart Your Move was bought out of Norwich Union in 2004.

Simon Embley, LSL’s chief executive, said: “The purchase of Halifax Estate Agency heralds a significant step forward in the growth of LSL and its associated estate agency businesses. We now look forward to embracing the opportunities that this move presents to us and, at the same time, ensure the high standards and reputation HEA are renowned for are maintained and built upon in the future.”

Smartphone Mobile Apps The Success Story in Banking

While online banking through a desktop computer is more convenient than going to the bank and physically depositing a check, todays banking customers demand facilities even while they are on the move. Smartphone mobile apps for banking are becoming a huge trend because they are so convenient and easy to use. After all, who would not want the convenience of being able to deposit checks or review their account balances on the move? Developers are cashing in on this need by coming up with a variety of smartphone applications.

Among banking customers, mobile apps download is becoming quickly catching on due to their convenience and ease of access. Users can even deposit checks with the press of a button such as an Android app developed by JP Morgan for its Android users.
Geo-location facilities that are available on most smartphones allow users to track where they are, and locate particular branches of the bank. Popular mobile banking activities include:

Viewing account balance and transaction history
Payment of bills
Transferring funds between accounts
Making third-party payments
Locate branches of the bank and ATM counters

Timely access to information is also a big reason why these smartphone mobile apps are so popular. If a user is away from their desktop computer, it could get difficult to know when an important transaction or bill payment date is due. This is where mobile banking could be of great use. The bank can send the user a timely Short Text Message (SMS) message warning them of the due date of any of their payments. The user can make the payment simply by downloading an application on their phone that allows them to make payments on the go.

As Apples iPhone, Googles Android, and Research in Motions Blackberry race to grab a chunk of the apps market, several major banks are playing it safe by recruiting mobile application development companies to design apps for their different sets of users. Thus Royal Bank of Canada has apps for their Blackberry and iPhone users. Often, apps are designed specifically for a bank and the users model of smartphone. Chase Manhattan Bank has an app that allows users to take photos of a check using their camera phones before depositing it.

Quick Response (QR) codes allow customers to scan barcodes and use digital coupons for their transactions with the bank. The best part of this technology is that it gives people the ability to do their banking activities on the move, a very convenient facility during transit or in-between meetings. Responding to the growing need for mobility, banks are also coming up with various QR-based applications, which are expected to become more popular in the years to come.
Research estimates say that by 2015, mobile banking will reach 1.1 billion people and apps will come packed with more innovative technologies. Taking advantage of this trend, smartphone mobile apps developers are coming up with innovative products to help banks have better, timely communication with their customers.

Prospect of Banking Jobs

After amplification of globalization finance and banking industry is on boom at present. Many researchers have concluded that future will remain upgrading with increase in job openings. Number of private, public and commercial banks are generating lots of employment opportunities for job seekers. Finance graduates with high level knowledge and skills can now find a chance to work at higher posts with handsome salary. But this was not the case few years back. Due to recession many big nations were suffering from economic crash and their financial positions were collapsed. There was decline in employment opportunities for banking jobs. Many international banks have begun cutting jobs and trimming workforce. Now situation is twisted; tons of job opening are attracting finance graduates to apply for finance jobs in banks. There are different career positions to raise your career graph to reach highest peak. You are allowed to grow and have promotions with your abilities and skills. Several banking jobs include probationary officer, clerk, cashier, loan officer, financial analyst etc. These posts are filled with job seekers having required skills and qualifications. Here are some jobs explained below: Most commonly known person in bank is a cashier also known as teller. Teller is a key person who performs various tasks but popularly known as a person playing with cash. They ought to deal with cash and payment to customers after money withdrawal. Customers are served with information on behalf of organization by customer service representatives. They introduce banks’ products and services and solve queries asked by clients. Accountants and information clerks collect, process and store data and information and maintain records. They used to provide clerical and administrative information as per requirement to other officers or to clients. There are receptionists who maintain traffic in bank. They act as helpers for people coming to bank. They guide customers about counters, account information, policies, loans etc. They help people in need and direct them to a person whom they should meet to solve their queries. Major positions are held by financial analysts, loan officers. Financial analysts evaluate financial data, study past trends and suggest ways of investment to business persons with regards to banking services. Loan officers assess current business or property, authorize it and sanction amount of loan to individuals or businesses in conjunction with approval of payment returns. There are others who work for banks such as auditors check financial records for accuracy and suggest likely changes on account of its prosperity. Owing to computers and internet technology bank transactions have become fast and up to date. Electronic data recording and transactions aid to save a lot of time and efforts. This leads to increase in job opening for skilled employees in banks. All these taken into account brings to an end that there are numerous banking jobs for fresher as well as experts. You just need to grab employment opportunity by applying for it and enhance your career. Rohit Irabatti is the author of this article. He has wide knowledge of overseas jobs and work abroad. He also has a keen interest in writing stuff for job related topics. He has written various articles on Banking jobs .

Investment Banking Career Change All The Help You Need To Complete An Investment Banking F

If you are considering an investment banking career change, you may have already found out that its not the easiest thing to do without some sort of help. Helpmegetajob is the perfect place to start. This website is dedicated to helping people make that investment banking career change. There are many tools, tips, and techniques available here and you will be surprised at how easy this site is to use.

Helpmegetajob is the premier site in the United Kingdom for making the investment banking career change. On this site, there are many sections dedicated to the different areas of investment banking and the skills needed to land a job in their field.

One of the best parts of this site is the seminars offered by Marathon Financial. There are seminars and courses available that will help you complete an investment banking application form, cover letter, and resume. Youll receive information on interview tips and techniques, as well as specific advice on how to find and land the investment banking job that is right for you. These seminars are offered in London are taught by some of the great minds in the banking and financial industry.

Another great area of the site is the section about the Elite Investment Banking Coaches Program. This is a comprehensive program that offers one-on-one coaching sessions to help you set forth a specific list of goals and how you can accomplish them. It also offers phone, SMS, and email support, so you can always find the answers you are looking for.

When you sign up for this program, you will also receive two tickets for any of the seminars and courses offered. You dont have to worry about a class that sells out either. These tickets are guaranteed and you will have two seats to the seminars of your choice.

Helpmegetajob also offers bespoke services, such as investment banking application form instruction, help for building resumes and effective cover letters, and training in the financial markets. If your resume is outdated or just simply not written for the investment banking world, they also offer writing services as well.

You will find an area that offers free tips and techniques for effective interviews. When you interview for any job, it is a form of advertising. You will have to sell yourself to the employer and make them believe that no one else is better suited for the job. In order to do this, you will need to know the ins and outs of interviewing. There are specific things you need to say and other things you should avoid saying at all costs. This area of the site will walk you through the steps to a winning interview.

If you find you need some motivation, Helpmegetajob has a couple of great inspirational speeches and interviews. Al Pacinos inspirational speech and Richard Branson are both highlighted in this section. You can watch as an interview is conducted with Richard Branson, one of the wealthiest and most powerful people in the world.

All in all, you will have a very difficult time finding a site that has more information to help you with an investment banker career change. From interview techniques to completing the investment banker application form, youll find just the information you need to find that terrific new dream job.