Month: May 2018

It is possible for every piece of data to be seen by others unless it is secured by an SSL Certificate. Your customers won’t trust your web site without it.

Why banks need SSL?

SSL Certificates are essential factor to gain Customers confidence in your Services and Brand

SSL stands for Secure Socket Layer, which allows online users to create sessions with Internet sites that are safe and secure i.e. they have the least risk of external contravention. In an Online Banking website, the customers can only be secure with the use of SSL technology. An SSL Certificate ensures that all data passed between the Web server and browser remains private and secure.

To make online banking safe for its Customers all the banks must have SSL Certificates. SSL Certificates is the only answers to questions such as – Will my money be safe? Can someone steal my Personal information?, Can someone access funds or track my transactions?, Could a thief find a way to clean out my bank account?

Thus all the banking websites need SSL Certificates

To enhance Customers Confidence in your Website.
To get accepted globally – expand clientele from all over the world.
SSL is mandatory for sites collecting personal or financial information from their customers.
Most of the consumers now expect safety & security to the part of online services they use.
You value privacy and expect others to trust you.
Banks need to comply with privacy and online security requirements.
SSL is a necessity if you have offices that share confidential information over an intranet.
The most important is to protect your customer’s transactions and provide visitors with proof of your digital identity.

What happens if a bank does not use SSL, What are the risks involved?

Customers are very careful while doing online banking. They are aware of SSL and check for HTTPS before logging in to the website. SSL, Secure Socket Layer is extremely essential for any website, which is collecting sensitive information like personal information, credit card numbers online. Especially banking websites should have SSL Certificates to secure the online transactions of their customer.

Consequences for not deploying SSL certificates on banking website are –

Customer may rebuff to expose his bank account details to the Internet.
Hackers and criminals may track the valuable information.
You can lose a potential customer.
Customers may loose faith and may go to some other bank.
Non-availability of SSL on any Banking Website may affect its brand image or Goodwill.

What is SSL Certificate?
SSL (secure sockets layer) is a communications protocol, which is now the global standard for security
SSL creates an encrypted link between a web server and a web browser to ensure that all data transmitted remains private and secure. The Secure Sockets Layer protects data transferred over http using encryption enabled by a servers SSL Certificate

SSL uses a cryptographic system that uses two keys to encrypt data – a public key known to everyone and a private or secret key known only to the recipient of the message. The public key is used to encrypt information and the private key is used to decipher it. When a Web browser points to a secured domain, a Secure Sockets Layer handshake authenticates the server (Web site) and the client (Web browser). An encryption method is established with a unique session key.

Investment banking is a widely accepted phenomenon presently, the major reason being expert advice provided at every step you need to take. Financial giants take the responsibility of making sure your money grows avoiding the risk of down fall. Today every person at some point or the other thinks about investing some amount of money in the stock market. A major worry of all these people is the uncertainty; investment banking beats these blues and offers best possible investment advice to its customers.

A major chunk of people involved in investment banking do not have the time to keep an eye on the ever changing markets and track their returns. In such cases arises the need for investment banking services. These companies do all the hard work of market research and analysis and advice investors on where to put their money for maximum returns. This also depends upon the amount of money the person is willing to investment.

There are many sectors in which investment banking is being carried out, few of them include retail healthcare, insurance and automobiles. Another emerging trend in this banking is that of equity investments. Equity investment banking is based on the dividends of the existing shares an individual holds. There are expert advisors who guide the movement of funds here as well so that there are no last moment disappointing surprises.

When it comes to investing money not all have the perfect knack hence it is always good to seek help of an expert investment banking company or equity investment banking services. Money after all is a crucial issue and you would always want to see it grow systematically. Another advantage of investment experts is they help you understand the market well. You get to know where your money is going and the reason behind it too. These services do come with at some extra cost but are sure to give you peaceful night sleeps and not make check the stock market prices every now and then. Let the experts do their job so that you can relax and reap the benefits.

Choosing the right financial advisor is also important in such cases. Also reading the fine print before finalizing anything is advised as there are many terms and conditions that come along with investment banking. You can take reviews of family members, friends, colleagues etc in deciding which and choose. There are numerous financial institutions and each one of them is offering investment banking services due to its rising demand.

In recent months, word has spread about a new mobile banking application. Although mobile banking has been around for a while, the solution being offered by Standard Chartered Bank is unique. For one thing, this platform is designed to run currently off the iPhone, which is considered the most innovative mobile phone on the market, and will be rolled out to Apple’s iPad next month. Second, the application has built-in features that have never been introduced anywhere in the world until now. Third, this unique mobile banking option is being offered by one of the most reputable banks on the internet.

Standard Chartered Bank is one such bank that was established on a philosophy of providing products and services based on what customers really want, not what the bank thinks they want. Therefore, anyone looking to invest money into a bank online, Standard Chartered Bank would be an exceptional choice. However, this bank now offers something even better.

Building the customer base is one small part of operating a successful business, one based on trust and integrity. With today’s technology, multiple options exist to help businesses accomplish the goal of better and stronger customer relationships, one being Standard Chartered Bank. The primary difference between this and other banks is that every decision made is from the customer’s perspective. Therefore, the type of assistance is guaranteed to draw more customers in but also keep them.

In addition to entrusting money with the bank, the Breeze mobile banking solution will also provide the opportunity for people to save money. For instance, most banks charge high penalty fees when an account becomes overdrawn or creditors charge fees whenever payments are made late. With the Breeze E-Cheques (E-Checks) feature, the first of its kind in the world, people can log onto the bank’s website using a mobile device, choose a registered payee from a list already authorized, and request the bank to mail a check.

Along with monitoring account activity, with Standard Chartered Breeze, bank customers also have the ability to track and move. With this, people have a convenient but also easy and safe way of looking at financial information in real time. With the iPhone, rather than wait to find a computer, people can simply log onto the bank’s website and within minutes, have full access to their accounts. Now, while numerous features have been built into the Breeze mobile banking platform, one that most people find to be the most important is the added security measure.

These features are just two that Standard Chartered Bank offers on the Chartered Breeze mobile banking platform. This bank has always approached the banking and financial industry different from other banks, which is apparent in the different products and services, but also the innovative features being offered on the Standard Chartered Breeze mobile banking platform.

Without a system such as this, it is common to see customers needing to be paid but with the company owner or authorized person out of town, processing of the check has to wait. For the person or company on the receiving end, this causes financial obstacles, as well as issues of trust with the company paying. As more and more checks are paid late, the customer will take their business elsewhere.

The products and services provided through the Standard Chartered Bank website and the products and services offered through the Chartered Breeze mobile banking platform work hand-in-hand to ensure every customer, whether personal or business, has a seamless experience. Breeze is truly unique by running on Apple’s high-tech devices, offering a high level of convenience, and allowing account holders the ability to interact personally with accounts whenever and wherever wanted.

If you’re opening a small business, you need a small business bank, pure and simple. Using your regular bank won’t net you the benefits that a specialized banking account can come with. No matter who you choose as a host for your banking needs, you always need to open a new account for a business. Never use your personal bank account as this can make it next to impossible to discern your business income and expenses from more personal sources. Always choose a new account, and look for a specialized bank whenever possible. The right bank will have a deep understanding of your business needs.

One of the most important features of a small business bank is an assortment of affordable banking solutions. Money is usually tight when you’re starting out. You don’t want to have a high minimum amount on your account that you can’t possibly sustain. If you need to make a large withdrawal for business purposes, you should know that you can do so without jeopardizing your bank account. It’s also important that you’re able to make deposits and withdrawals without a lot of fees. The right business bank will work with you so that you can maximize your profits early on.

Small businesses today are far different than what they were in the past. A mom and pop shop used to be a brick and mortar store with an easily-defined address and actual location. Today, many businesses are run online. You could be running your business from locations all over the country, or all over the globe. You can’t always work with the bank down the street. You need a small business bank that will go with you everywhere you happen to be. Online banking, mobile banking, and more are essential for a business banking account. You don’t want to be tied down to one location, and with the right account you won’t be.

When you’re getting ready to open a new banking account for your business, it’s important to take the time to do your research. Look into a variety of banking opportunities to find the small business bank that’s right for you. When you look at other offers, you’re sure to notice where the best deal really lies. It’s important to understand what’s out there so you don’t get sucked into the first well-worded advertisement you see. Compare your options and look for a small business banking account that provides all the services, benefits, and convenience you need to make your company a success.

You can success become wealthy, meet new people, and carry on our daily duties and everyday. From the their world countries and and even first world countries are all reaping the rewards.
The internet, mobile banking and marketing are changing, the way people do business around the world. First time gaving to sell your products and services without leaving or traveling miles. For those who are still living in the old methods of making money and marketing will get left behind if they don’t change the way they do things.
Living in cold weather condition and have leave your home to go work cleaning snow get in a cold is no joke. Doing some research I realize that third world countries are taking serious advantage of cell phone and mobile marketing to the next level while the first world countries are actually falling behind.

From Kenya To India Mobile Banking And Marketing Are Revolutionizing Ordinary People Lives.
First let’s talk about the success story of M-Pesa mobile payment system in Kenya that transforming Kenya economy according to World Bank. Below are some statistics and figures about how the mobile industry is changing Africa for the better.

M-PESA is a small-value electronic payment and store of value system that is accessible from ordinary mobile phones. It has seen exceptional growth since its introduction by mobile phone operator Safaricom in Kenya in March 2007: it has already been adopted by 11.9 million customers (corresponding to 54% of Kenya’s adult population) and processes more transactions domestically than other money transfer does globally.
Here are some key numbers (as of August 2010):
1. 11.9 million registered customers, of which the majority are active. This corresponds to 73% of Safaricom’s customer base, 54% Kenyan adults, and 31% of the entire population
2. 19,500 retail stores at which M-PESA users can cash-in and cash-out, of which nearly half are located outside urban centers.
3. US $415 million per month in person-to-person (P2P) transfers. On an annualized basis, this is equal to roughly 17% of Kenyan gross domestic product (GDP).
4. There are 27 companies using M-PESA for bulk distribution of payments. Safaricom itself used it to distribute dividends on Safaricom stock to 180,000 individual shareholders who opted to receive their dividends into their M-PESA accounts, out of a total of 700,000 shareholders.
Amazing success story, this one. The report rightly points out the success factors:
“The growth of M-PESA is a testament to Safaricom’s vision and execution capacity. However, Safaricom also benefited from launching the service in a country which contained several enabling conditions for a successful mobile money deployment, including: s
trong latent demand for domestic remittances, poor quality of available financial services, a banking regulator which permitted Safaricom to experiment with different business models and distribution channels, and a mobile communications market characterized by Safaricom’s dominant market position and low commissions on airtime sales.” This really good news for Kenya and Africa. Something different from the bad news we heard about news hear about these countries.

Even Remote Villagers Are Making Money With This New Technology.
From farmers to fishermen the list goes on. Taking advantage of moblie marketing and banking, to sell to their clients, villagers from all over Kenya and other African Countries are becoming economically self reliant and doing business efficiently on a daily basic. You can transfer money to a recipient cell phone without leaving your home to go to a transfer center and all you need a code giving to you that you can send to the other person and they will go and get the money with no obstacles. I just this think this revolutionary, something I haven’t seen in the U.S. pretty soon I heard ATM cards will be obsolete in Kenya because they have another technology developed called cashless Africa. I will do some more search about this new technology because I don’t know how that going to work.

You Can Also Dive Into The 5.2 Billion Cell Phones In The World To Create Wealth.
For those of you who have businesses to run and looking for ways to create flood mobile traffic there’s a good news for you too. There are so many opportunities in the U.S that you can tap into without leaving and become financially free. I think every second someone in North America starts a home business opportunities. Let me real true with here. The new economy will not be building big factories, hiring thousands of people to do labor work.

The new economy is in home businesses and the internet. It’s cheaper, free and convenient for people who can’ compete with the big guys. Another tools I came across is called the mobile money machine few days. After doing some research I realized this is good software to for ordinary people to make some real money on the internet and jump at it ready way. I think mobile marketing and banking is here to stay as it spread like viral worldwide. Take advantage before you get left in the dust. I hope you enjoy this article and take action on your future now. There’s no tomorrow. To learn more about mobile money machine visit: http://www.getmobilemoneymachine.net
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