Month: October 2017

With millions of residents in Delhi and nearby regions, the need to have a smooth provision of electricity supply was paramount. Since long, people had been suffering due to erratic current cutbacks and lack of streamlined approach in supply. Further devastating was the lack of any rightful method of collection of bills from the residents. A few years ago, the scenario was reflected in long queues in the offices of Delhi Vidyut Board till July 2002. But then, power sector of Delhi was privatized and was taken over by BSES. This takeover also led to the transfer of various liabilities, assets, personnel and proceedings of the Delhi Vidyut Board in compliance with the transfer agreements. Now, majority of Delhi’s power distribution system remains under BSES Yamuna Power Limited or BYPL and BSES Rajdhani Power Limited and a third party North Delhi Power Limited, which is a venture between Tata Power and Govt of Delhi. With 3 separate jurisdictions for each of these units, Delhi’s power woes have almost ended. BSES New Delhi Apart from the facilities of efficient power supply by the BSES and NDPL, the losses have come down significantly and infrastructure improvement has been remarkable. But, one of the hallmarks of these changes through privatisation has been the convenience in the BSES bill payment by the residents. Earlier, people were required to pay through cash or demand drafts or cheques, which obviously is a cumbersome process for people in Delhi. They could deposit the bills in the customer care centres and kiosks. Currently, after the revision of the bill payment process and privatisation, a number of methodologies have been put forth by these organisations for the payment of dues. Bill payment kiosks are opened in various centres under the BYPL and BRPL. Residents can go to these places and pay by cheque or cash between 8 am and 8 pm, excepting the public holidays. There are also other options such as payment through counters, cheque in mail and drop boxes. But the one modality which has stolen the show is that of payment through net banking or BSES bill payment online. Online mode of payment is advantageous for few reasons: BSES Online Bill Payment By Net Banking Most people have online internet banking facilities, which are provided by their banks. Almost all the banks have nowadays facility to operate accounts online. Hence, payment of electricity bills monthly, doesn’t pose an issue for people. Rather, they would prefer doing so, as it allows them to make their payments from the comforts of their laptops and computers at homes and offices. It is but natural that electricity consumers in Delhi are opting for the internet banking facilities for BSES bill payment. The process of doing so is also quite easy. Consumers can select mastercard, visa card and other cards for banks like IDBI, SBI, PNB, Axis, and others. They can start by visiting the BSES Delhi official site and click on payment options. There will be an online confirmation and a transaction reference number. Then, the BSES account number would be asked, which consumers can fill in. A page then opens up, where consumers can see their particular bills for the said months, which is due. Payment process proceeds when they click on pay now option. On selecting the net banking option, customers would be redirected to their respective banks, where the user id and password has to be provided. Through a secured gateway, the amount would be instantly debited and it would reach the customer’s BSES account within 5 working days. BSES bill payment online has been a boon to the millions of power users in Delhi. With high end system of fee collections, lots of people have been benefited and quickly adopted this system of paying their bills without fail.

When it comes to your career, you may not be happy with what you are currently doing. Have you thought about an investment banking career change? It is one of the most lucrative and satisfying careers to choose and if you have the right help, you can find employment rather quickly.

Helpmegetajob provides that help. This website was created for people just like you that want to improve their quality of life with an investment banking career change. It is full of information and training resources to help you find just the perfect job in the investment banking world. You need this information so you can advertise yourself correctly. In todays investment banking, you must sell yourself to potential employers.

This site was created by investment bankers and financial experts that have over six years of experience. Over 100 people have found their way into investment banking with Helpmegetajob. Once of the best aspects of this site are the seminars offered by Marathon Financial. These seminars are designed especially for those people that want an investment banking career change. For example, one of the seminars will show you the top ten tips for getting hired into the highly paid investment banking job force. You will learn how to complete applications and how to have an interview that puts your name to the forefront of all applicants.

You will also find courses on personal development and even commodities. Despite all of the worlds economic problems, commodities are one area that is still recruiting people. You will learn how to design an investment banking cover letter that will introduce yourself to prospective employers in a way that makes them want to meet you. There are also seminars on how to create the right resume. Since a cover letter and a resume are often the first impression a prospective employer will get from you, its imperative that they are concise and perfectly formatted. Errors, any errors, can quickly cost you the job.

You will also find a terrific resources section that offers advice on cover letters, resumes, interviews, and important techniques to make sure you get the job offer, not another applicant. Listen to Al Pacinos Inspirational Speech to get you motivated for your upcoming investment banking career change. There is also a half hour video with Richard Branson, one of the wealthiest people in the world. Watch this incredible interview and see if you dont feel like you can accomplish anything.

Helpmegetajob also offers one-on-one coaching to see what improvements you can make on your way to an investment banking career change. They will offer advice on your investment banking cover letter and resume. With the Elite Investment Banking Coaching Programme, you will discover some things about yourself you didnt know, such as your strengths and weaknesses when it comes to landing that dream job.

If its time for you to make a change, then Helpmegetajob is the place to go. With its comprehensive services, youre sure to land that one investment banking job that is perfect for you. While it may not happen overnight, you can be fairly certain it will happen. Take charge of your life. Make the change over to investment banking. Years from now, you will be very happy you did.

ASB (Auckland Savings Bank)bank was started in 1847. Operational in New Zealand, it is one of the biggest banks, with branches throughout the nation. To offere convenient banking solutions, it established its Internet Banking Services (IBS) to offer following solutions to its retail and commercial customers.

Providing valuable information

Easy E- banking services

Apply for any product online

Secure Online transaction facility

Check balances and statements

Transfer funds and make bill payments

It also provides credit card authorization for e-merchants. The bank operates in a very secure platform. Any body can visit the bank’s official website www.asbbank.co.nz and find valuable information there.

ASB fastnet was launched in in April 1996.

The Online Services offered by ASB Online banking are:-

ASB Card Pay:-
It is a real-time credit card payment facility used for business purposes where products are sold via internet by mail order or through a call center. Customers details are captured and are transmitted to the bank. After authorization, the fund is credited to customers bank account.

Payment Express:- It is a Visa and MasterCard certified solution used in electronic payments from multiple access points.

Support:- Provides support and assistance in protecting your account against fraudulent acts and protect confidential information. Also ensures 24-hours a day, seven days a week helpdesk support and back-up services.

Paystation services:-It is a Paymark Certified Solutions Provider that specializes in making easy payment processing and lowering the technology entry level and cost. It supports Internet credit card payment facilities provided by New Zealand banks – ANZ, ASB, Bank of New Zealand, Kiwi bank, The National Bank and Westpac.

Voice mail service:-The bank is currently using a computer telephony integration (CTI) plug-in that delivers voice mail to an e-mail inbox, and integrates calendar and directory functions.

Mobile commerce services:-Customers can securely pay for goods and services from their bank account using their mobile phone.

VISA business card of ASB:- It is useful in paying for business purchases and expenses.

Business saver:-It is an online business deposit account used for GST, provisional tax and other business expenses.

Stream line account:- Online monitoring of accounts. Only you have to ‘register in “Statement Stopper’ in FastNet Classic.

Fast saver:-Fast Saver is the phone and internet, high interest savings account.

The Oldest Joint Stock Bank of the Country, Allahabad Bank was founded in April 24th of the year 1865 at the confluence city of Allahabad by a group of Europeans. At that occasion Organized Industry, Trade and Banking started taking shape in India. Thus, the History of the Bank spread over three Centuries – namely Nineteenth, Twentieth and Twenty-First. As a leading public sector commercial banks in India, Allahabad Bank offering banking products and services to corporate and commercial customers and retail customers. The Bank particularly focuses on the retail banking while serving all sectors of the Indian economy. Bank’s operations for corporate and commercial customers cater to large corporate customers as well as to small and middle market businesses and Government entities. Corporate and commercial products include Term Loans, Bill Discounting, Export Credit and other business credit and financing products. Also the bank offers a wide range of retail products including Home Loans, Personal Loans and Automobile Loans as well as Debit Cards. In addition, specialised products and services to the agricultural sector also one of entity of the bank. All the above products and services of the bank offered through extensive branch network, extension counters, ATMs, phone banking and the Internet. This article will be helpful in writing Project Report on Marketing.In Twentieth Century, The Bank became a part of P & O Banking Corporation’s group with a bid price of Rs.436 per share in 1920. The Head Office of the Bank was shifted to Calcutta on business considerations during the year of 1923. The Bank crossed its century year in 1965. In July 19th of the year 1969, Allahabad Bank was nationalized (with 151Branches – Rs.119 crores of Deposits and Rs.82 crores of Advances) along with 13 other banks. United Industrial Bank Ltd was merged with the bank in October of the year1989. The Bank made a foray into merchant banking activity in 1984 and subsequently instituted AllBank Finance Ltd as a wholly owned subsidiary for Merchant Banking in the year of 1991. The Official Language Implementation Committee of Calcutta awarded the Rajbhasha Shield to the Bank as Second Prize for its best performance for the year 1991. During the year 1995, The Bank had entered into an MOU with the Small Industries Development Bank of India (SIDBI) for financing small-scale industrial units. In 1996, The Bank had set up Information Technology Centre to provide in-depth computer training to Officers at Calcutta and Lucknow. Consequent to the SEBI Rules and Regulation the company surrendered its merchant banking registration in 1998 and got it registered as a Non Banking Financial Company (NBFC) with Reserve Bank of India (RBI). In the same year of 1998, the bank had received permission from the RBI for gold trading. Allahabad Bank has entered into an arrangement, informally though, with IDBI and ICICI in regard to funding of infrastructure projects. During the year 1999, Allahabad Bank has launched two new schemes to increase the pace of credit off take and in the same period TATA Consultancy Services (TCS) has entered into a contract with Bank for implementing the Integrated Standard Banking System (ISBS), a branch mechanisation package at 60 branches. The Bank bagged three major core sector clients, namely the National Thermal Power Corporation (NTPC), Power Grid Corporation and Indian Railway Finance Corporation Ltd (IRFC). This report shows that Allahabad Bank has performed well which is reflected in its Ratio Analysis Reports In Twenty-First Century, Allahabad Bank has launched its new personal loan scheme for pensioners in the year of 2001. As at October of the year 2002, the bank came out with Initial Public Offer (IPO) of 10 crores share of face value Rs.10 each, reducing Government shareholding to 71.16% and in the same year 2002, Allahabad has tied up with National Institute of Banking Management, Crisil and Earnst & Young for development of HRM, risk Management and general business strategy. The Bank has seized the commercial assets of the Guarantors of Ramolene Fabrics (P) Ltd in 2003 at Mumbai and signed a Memorandum of Understanding (MoU) with Corporation Bank for mutual sharing of their ATM Network. The Bank has entered into an MOU in the year of 2004 with the Export Credit Guarantee Corporation of India (ECGC) for distribution of their products to the exporters. UTI Mutual Fund and Allahabad Bank on April 5, 2004 announced a strategic tie-up for distribution of UTI MF schemes. During April of the year 2005, the bank made Follow on Public Offer (FPO) of 10 crores equity shares of face value Rs.10 each with a premium of Rs.72, reducing Government shareholding to 55.23%. The Bank has signed MoU with Mahindra Gujarat Tractor Ltd in the identical year 2005 for financing Hindustan brand tractor under special finance scheme. Allahabad Bank transcended beyond the National Boundary, Allahabad bank had opened a representative office at Shenzen, China in June 2006. In October of the same year 2006, the bank rolled out its first branch under Core Banking Services (CBS). During February of the year 2007, The Bank opened its first overseas branch at Hong Kong. During the calendar year of 2007, 100 more branches opened throughout the country, the total number of branches were stirred from 2042 to 2142 of which rural are 983 (46%), semi-urban 402 (19%), urban 450 (21%) and metropolitan 307 (14%). There is no doubt that reading Banking Industry Reports is essential for knowing the history of a bank. Allahabad Bank has opened its 2154th branch in at Pudukkottai, Tamil Nadu during March of the year 2008. The Bank has 211 ATM’s and Card members can now have access at over 16500 ATM’s all across the country under National Financial Switch. One of the premier nationalised banks of the country, Allahabad Bank has commenced the process of implementing the Agricultural Debt Waiver and Debt Relief Scheme-2008 in June of the year 2008. The Bank has improved its performance and established its visibility and strong presence in the market. The Bank is steadily moving at a faster pace to consolidate its position in the coming days introducing extensive computerization to ensure the state-of-the-art service comfort for its customers. The Bank has already in hand 116 authorizations for opening of new branches. Bank’s plan is to expand in areas where the Bank’s presence is not very much visible now and where business potentiality is good.

Commercial and consumer micro small ticket lending and leasing is offered to dealers and vendors customers. In this economy, consummating sales is difficult enough and this available financing could be a deal maker for the dealers and vendors clients.

U.S Corporate Capital Leasing Group offers small-ticket consumer and commercial micro ticket lending and equipment leasing to all new and credit-challenged businesses of any volume to its customers through our bank network. To assist close more deals, we work with different micro ticket lenders providing our customers with a choice of banking options, including start up businesses.

U.S Corporate Capital Leasing Group concentrate on providing financial solutions for micro-ticket transactions, or equipment ranging from $500 to $25,000. The majority of other leasing companies simply wont consider Micro-ticket leasing because they are paying attention on more high-priced equipment deals

Our lenders can support more of the customers that dealers serve, and canin general approve 50% of the clients that other leasing companies cant or wont. Our banks use their own Proprietary Credit Scoring Model and Risk Adjusted Pricing unlike other leasing companies that make use of a pass / fail system. This means they can allow more credit situations, including:

Start-up businesses with no business credit history
Businesses in certain industries that are usually disqualified by other leasing companies
Businesses with challenged credit histories
Our lenders offer both consumer and commercial leases.

No Tax Returns, Financial Statements, Asset Documentation

Products that are not accepted include titled equipment, 100% software, fixtures, bankcard terminals, ATM, used copiers

For start-up restaurant lease transactions will be subject to a minimum security deposit of 5% along with one advance payment. Security deposits can either be applied towards the end of the lease or be returned at end of lease.

Our Lenders lease nationwide, including Alaska and Hawaii, however Puerto Rico and Canada is excluded.

In conclusion, these difficult economic times have put ahuge strain on the vendor, dealer and the client This program offers the vendor/dealer a way to get his client financed without all the red tape. This can generate a stimulus for sales and decrease the burden of trying to get a customer authorized for a small ticket item. For the client without the capital available to get the deal bought for cash, this also gives them a win win condition to get the deal done. These hard economic times have restricted the available financing in the marketplace but this is a excellent answer for all.